Debt is not a new word for most of the Singaporeans I believe. Everything in Singapore is normally paid through installment or credit card, which automatically will be a debt to the person. I do not know how the feeling being in debt until last year, when I decided to buy an apartment in Singapore together with my brother. Although it was a good decision at the right timing, when the property prices are going up steadily and I was sort of chased out of my rented room after staying for more than 4.5 years because the landlord were moving to a new place also without planning of asking me to join them (dreaming I guess hahaha). If I were to rent another place, the price will be on the high side, and even paying monthly installment for my own place is cheaper. On the other hand, it makes me in debt for 30 years!! Yes, 30 years installment. So by the time I am old enough to retire, I will then finish paying for my apartment. Well, we’ll see how it goes though, it is a long way to go haha
The point here is, with debt on my shoulder, it is truly a burden. When my work was doing just fine, I didn’t feel the debt. But being in debt certainly restricts you on doing something you want to do. For example when I feel like quitting my job and find a new job, I can’t simply do that, I have to find myself another job first before I can quit because I have to pay the installment and keep my life going. Can’t expect me to eat bread and plain water everyday, rite? 
At the same time, I have actually started my MBA and it does take a lot of money, although that money I am willing to part of voluntarily for my future. Yes, I am looking forward to my bright future. To think back, I might have made few wrong choices, on the other hand I am happy on where I am now, but the pressures come from everywhere to move on faster. Again because of the debt, I can’t do whatever I want like in the past.
Yesterday I woke up with this thinking of changing my whole life all over again. I want a new brand job, but of course with higher salary, if not how to pay my debt? Haha Can I do that? Nobody can answer me yes or no, but I believe I will get what I deserve. I want those people who pressurize me to go away and not bothering me with everything they can think of. Hey, I have made my parents proud since I was a little girl…. But seems it is not enough…
Jia you!!! Jia you!!! Jia you!!! 
